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Follow these steps to perform a simple money transfer scenario:(you may want to print these instructions)
1.  Wearing your PAYER hat request a TDN for $200.00, copy it into the clipboard and paste it in an editor of your choice.
2.  Put your PAYEE hat request a TDN for $400.00. Copy and paste it into a separate file.
3.Now impersonate the PAYER again, select Validate menu option and paste the TDN into the appropriate field. Click Validate.
4. Select Split menu option and paste the your $200 TDN into the appropriate field. Enter $20.00 into the Split amount field. Click Split.
5. Copy the new TDNs one by one into your PAYER file then validate all three TDNs.
6. Select Set PIN menu option. Copy the $20 TDN and paste it in the appropriate field. Enter a PIN in the field New PIN and click Set TDN PIN.
7. Email or pass the TDN secured with a PIN to the PAYEE.
8.  Put your PAYEE hat, select Ownership and paste the TDN ‘received’ from the PAYER into the appropriate field. ‘Call the PAYER’ and request the PIN.
9.  Put your PAYER hat And give the PIN to the PAYEE.
10. Impersonate again the PAYEE, enter the PIN into the form and click Request TDN Ownership.
11. Copy and paste the new TDN into your editor and then validate all five TDNs.
12. Select Consolidate menu option and use two Active TDNs saved in your editor for the PAYEE.
At the end of this exercise the PAYEE should be in the possession of $420.00 and the PAYER $180.00.